Licensed independent Medicare & health agency · Fort Myers, FL
Medicare and health coverage, explained by a local agent.
Compare Medicare, ACA and life plans with a licensed Fort Myers agent — free, with no obligation.
Alston Ebron, FL License #G134054 · NPN 21231868 · No cost to you — agents are paid by the carriers, never by you.
10+ carrier organizations compared
3 counties served — Lee, Collier, Charlotte
$0 cost for reviews, comparisons and enrollment help
30 min typical free plan review, by phone or in person
How a free plan review works
Three steps, about thirty minutes, and you keep the decision.
Tell us your doctors, drugs and budget
Bring your medication list and your priorities. We start from your situation, not from a product.
We compare the plans in your ZIP code
We represent 7 organizations in your area and lay out what each would cost you, network by network.
You decide — and we stay reachable
Enroll with us or walk away. Either way, you can call the same local number all year, not a call center.
Four ways we help
Every pathway starts with the same free review.
Medicare
Advantage, Supplement (Plan G / Plan N) and Part D — compared for your doctors and prescriptions.
Explore Medicare →
Health (ACA)
Marketplace plans, subsidies and special enrollment periods for Florida families.
Explore ACA plans →
Life & final expense
Term life and final-expense coverage sized to your family's actual needs.
Explore life insurance →
Emergency transport
Where Medicare leaves ambulance gaps — and the coverage options that can fill them.
Understand the gap →Medicare Advantage, Medigap or Part D?
A quick orientation — the free review makes it personal.
| Medicare Advantage | Medigap (Supplement) | Part D | |
|---|---|---|---|
| Monthly premium | Often $0–$50 | Higher, set by plan and age | From ~$0 plus drug costs |
| Networks | HMO/PPO rules apply | Any provider that accepts Medicare | Plan formularies |
| Best for | Bundled extras, lower premiums | Predictable costs, freedom | Prescription coverage |
Your neighbors, not a call center
XactInsure is a locally rooted independent agency. Every advisor on this team lives in the communities we serve — and the same people who answer the phone are the ones who sit with you at enrollment.
Meet the full team on Our Team. Real portrait photos are on their way — portraits above show initials until then.
What Southwest Florida clients say
Quoted from public Google reviews.
“Alston made everything so easy to understand. He explained my plan options in plain English and never pressured me once.”
“Very professional and patient. Took the time to go over every plan until we found the right one for my wife and me.”
Questions we hear every week
It depends on your doctors, prescriptions and budget. Medicare Advantage often has lower premiums with network rules; Medicare Supplement (Medigap) usually costs more monthly but lets you see any provider that accepts Medicare. A licensed local agent can compare both side by side for your ZIP code at no cost.
Yes. XactInsure is paid by the carriers, never by you, so consultations, plan comparisons and enrollment help are free.
Most changes happen during the Annual Enrollment Period (October 15 – December 7), for coverage starting January 1. Qualifying life events may open a Special Enrollment Period at other times.
We serve Fort Myers, Cape Coral, Naples and communities across Lee, Collier and Charlotte counties in Southwest Florida.
A licensed advisor reviews your doctors, prescriptions and budget, then compares the plans available in your ZIP code. Reviews take about 30 minutes, by phone or in person, and there is no obligation.
Alston Ebron holds Florida insurance license #G134054 (NPN 21231868). You can verify it any time through the Florida Department of Financial Services license search, linked from our license page.
Book your free 30-minute review
Or call (239) 341-9545 — Mon–Fri 9–6, Sat–Sun 9:30–2:30 ET.